Hi, I am a 29 year old in need of help.  I started working when I was 15 years old.  I graduated from high school and went straight to college.  Everything was getting more and more expensive, so I went to find a second job to try to get me through college.  I was doing everything I could to avoid being in debt, but as you can imagine, my grades started to suffer.  After this happened, I decided to go to a seasonal position at one of my jobs, but this of course caused the same problems for me, so I again couldn't afford it.  After struggling to make it through, I finally did, and received a degree.  Then to get into my field I was very low with experience which made it almost impossible to get a job.  I had asked many friends and family if they knew anyone who could help me out to get a job.  Some of these people were in higher positions and still were unable to help.  I kept working and searching for a way to get experience and came across a way that would help me out a lot.   

The problem was that I had to move to a different state, far away from my family and friends.  Of course this caused two problems.  One was that I no longer had a free place to stay with my parents, the other is that I had to pay for my training and room and board to get this experience.  All that time trying to avoid debt, and I had no choice.  For training and living expenses (now with no job) I had to get a loan out for $52,000.  This was only compounded with the high interest rate and deferred payments until I could get enough money to pay for it.  The total debt for this "higher education" loan no increased to $55,740.  I also had to use my credit cards to help pay for food,hygiene products, and utilities.  Totally this came out to about $67,000.  I finished all the training and got the experience I needed and moved back home.  I applied to many companies and did not get a job still.  

About one month later a friend said he can get me a job temporarily until I was hired into my field.  I took the job making $8.00/hour.  Five months later I received a call and was asked to go to an interview, which I accepted.  Consequently I was offered the job and I gladly accepted.  The next day I was in a car accident, a lady had run a red light and totaled my vehicle.  The insurance company paid me very little, and since I was already so far in debt, I was unable to get myself a decent vehicle.  I did manage to buy a 16 year old car that has given me nothing but problems and will not pass the safety inspection required by state law.  

My job pays $24,000 a year now and I struggle to make all my payments which now total up to around $76,000 with the interest still adding on to it.  I still work and I don't go out to do anything for 2 years now because I just can't afford it.  Any donations will go straight to paying off this enormous debt.  Won't you please help?  Any amount will help me move forward with my life and move out on my own instead of struggling and still living at home.  I appreciate your generosity.  I would like to thank you in advance for anything you may be able to give to help.  Thank you and may all good things come your way.