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Help cheer me up, clear my debts + achieve my goals

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Hi, I'm Mags, I'm 30 years old, Irish, single and living on a really tight budget.

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I'm asking for donations to cheer me up! There's nothing better when you're poor than to check your email to find a “you've got money” message from paypal.

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2009 was a horrible year for me, I broke up with my boyfriend, failed my law exams, failed my driving test (need money to repeat both of those in 2010). My hours at work were reduced  due to  the recession and I have debts and loans which I am repaying so I have very little to live on and it's making me depressed. I literally don't leave the house much because I just don't have money to do anything.

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I stay home and watch television and use the internet. Even McDonalds and the cinema are too expensive for me. Every day I see excellent offers which I can't avail of because there is just no money.  My local gym has a special offer of membership for €204, that's only €17 a month but I can't afford it.

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I don't have a target amount for donations, I will be so thankful for anything I receive but here's what would fix everything: Or how I would spend the first €18, 930 if I won the Lottery tomorrow!

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Personal Debts €6,800 (mostly from education expenses)
Home improvement loan €5000 (was used to replace the windows in my house)
Car loan €5000
Driving test €260 (includes cost of 4 pre-test lessons)
Exam fees €670
Gym membership €200
A holiday €1000 (not a priority just now with my dreadful financial situation but something I'd really, really love, I can dream!)

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In the past when I needed money for exam fees, driving lessons, dental bills, gym fees, I would have  borrowed. When the bank allowed me to consolidate my debt a few months ago they added a condition that I cannot borrow for 2 years so now I have no credit available to me for anything just now.

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After minimum payments on loans I have €160 a week which I use to pay for heating, electricity, phone, internet, car tax, car insurance, petrol, food, contact lenses and anything else I need. Every payday the money is gone almost as soon as it arrives in my account.  I have no savings.

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There's no life threatening illness, I'm not homeless but I am genuine. I hope people reading this can identify with my situation where life is on hold because of debt and shortage of money.

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Thanks for taking the time to read and donate. I will donate 10% anything I am fortunate enough to receive to others. I've already chosen someone on this site who I would like to donate to.

 

Member # M5TGB3

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