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Our only option is Bankrupcy at this point!

My family has been through a lot in the past year.  I am a newly married young person.  My husband and I got married in 2005 and bought our first house...the American dream right...WRONG!  We got a letter from our mortgage company saying that we did not send 2 consecutive checks.  I contacted them and got the run around.  We offered to resubmit the checks, but they refused payment.  We were forced into foreclosure, but were reasurred that this is just "standard procedure".  They told us for 6 months that everything is ok and that if we send them $5000.00 (lawyer fees) that we could keep our house. Meanwhile, I was 6 months pregnant with our little bundle of joy.  I did not feel comfortable sending a large amount of cash without anything in writing to back us up as this company is very sneaky.  We were told everything is fine up until the week before our scheduled sheriff's sale.  

I was 8 months pregnant and exausted looking for an apartment with our newly established "BAD CREDIT" (due to the unneccesary foreclosure).  In the meantime, my husband's hours at work were cut off...making married life a little more stressful.  Fortunatley, we found an apartment that suited us, and I had our baby 1 month early...I believe it was due to stress...at our new second floor location.  The purpose that we need money now, is because we were not able to refinance our other loans and finances (due to the foreclosure).  We talked to a lawyer and she said Bankrupcy is the only option at this point.  

I am determined to go a different route though.  Please feel free to send donations for our living expenses...such as diapers, rent, food, also, my husband is going back to school and will need to pay for books and tuition.  Your kindness is appreciated.  Feel free to email advice as you may have been in this situation when you were young and just starting out.
                                                                                
                  
       


Member #JP2217D76

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