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Seeking Assistance In Paying Off My Debts

I am seeking a solution to my current financial problems caused by both accumulating bills during a period of unemployment and financial scams which made my situation even worse.  There is much I would like to do in life, but cannot due to my current debt.

To summarize myself, I am a highly educated and fun-loving person who seeks to understand the world and people through my very curious mind and personal activities.  I have degrees from the University of Wisconsin-Madison and the Milwaukee School of Engineering.  I opted to follow the path of IT education, because I love computers and using technology to help people.  Unfortunately, the economy changed just when I was starting on my career path in 1999.  Companies changed to relying more on outsourcing to complete IT projects.  I tried to adapt, but my assignments were short-termed and insufficient for me to keep up with the constantly changing world of IT.

Facing decreasing IT opportunities, but also having to pay bills, I returned to office work just to have something, but even those assignments were temporary and did not get me anywhere career-wise.

In the meantime, I was attracted to various "schemes" to help me with lack of income.  I received "checks" in the mail which turned out to be fraudulent.  One such check damaged my checking account, resulting in losing checking privileges.  I am unable to have a bank account until I am able to pay off this debt.

Fortunately, I have found work in the form of self-employment.  It pays current bills and part of my debts.  However, I have a huge student loan, about $22,000, that is currently unresolved and beyond all "forebearances".  In total, I am roughly $25,000 in debt.

I will never be able to get any justice for the money lost due to online fraud  since the "donation" was anonymous and untraceable.  The best I can do is warn people not to accept any unknown "checks" or "money orders" even if one feels desperate to have funds for other urgent purposes.  I scan and report such emails as I get them.  My donation is PayPal only, as you should understand.

I have been there facing both loss of my car and apartment due to low income, but I made it through with the help of family.  But, I cannot rely on those who have their own bills and needs to take care of, too.  I have responsibilities, too, for my sister (lives separately), who requires a caregiver to assure proper medication and supervision.  She needs me to drive her to her bank and activities that interest her.

In summary, I like the idea of helping others with one's skills.  I am very good with computers and programming.  I run three websites, two of which are mine ("Speedyhunter" and "Beyond the Rim").  I want to help people find things on the web in the way that they prefer and in new, creative ways.  The Internet is a wonderful tool to help you explore the world around you in ways that were not available in my earlier days.  Make the most of it!

         
                         

Member ID: JF3318M18
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